Investments

Ben Franklin once said, " An investment in knowledge pays the best interest."

With this in mind, we would like to invite you to a complimentary consultation to review some of the investment options available to you.

Whether you're planning for retirement or saving for future educational costs, a diversified portfolio may offer more growth potential. Diversification, in and of itself, does not ensure a profit or protect against a loss in declining markets. Together, though, we can evaluate different investments and discuss the ones best-suited to your financial objectives.

There is absolutely no cost or obligation. For more information, or to set up an appointment at your convenience call 248-446-8620.

Some of the products we offer are:

• Mutual Funds
• Variable Annuities
• Unit Investment Trusts
• Section 529 Plans
• Mutual Fund Wrap Programs
• Traditional Separately Managed Accounts (SMA)
• Unified Managed Accounts (UMA)

Richard J. Hamlin is a registered representative of and offers securities through The O.N. Equity Sales Company, Member FINRA/SIPC (www.FINRA.org and www.SIPC.org), 39395 West 12 Mile, Suite 102, Farmington Hills, MI 48331 (888) 466-5453. Richard is currently registered in the states of Arkansas and Michigan, and insurance licensed in the states of Arkansas and Michigan.

Investment Advisory services offered through O.N. Investment Management Company and FAI Advisors, Inc. RJH Consulting Services, Inc. and FAI Advisors, Inc. are not subsidiaries or affiliates of The O.N. Equity Sales Company or O.N. Investment Management Company.